Take cash out of a rental, apartment, or commercial property you already own.
If you own more than one type of property, you can still work with one team. A duplex, a 48 unit building, a retail strip, or a mixed-use corner. Loan size typically runs from $250K to $15M, and 1 to 200 units per loan.
Use the cash for another purchase, paying down other debt, finishing rehab, or other business and investment needs. We do not cap how you use the proceeds, as long as it is not personal spending.
These are typical ranges, not a quote. Your rate and loan amount depend on the property, your credit, and where it sits.
Capituro Cash Out covers income property you actually own, from a single rental through apartments, daycare, and other commercial buildings.
Cash out on stabilized single family rentals, including recent acquisitions with as little as 1 day of seasoning. Up to 75% LTV.
Duplexes through larger apartment assets, including limited and non recourse options on qualifying deals. Up to 75% LTV.
Single tenant and multi tenant office buildings on stabilized leases with investment grade or local tenant profiles. Up to 70% LTV.
Strip centers, standalone retail, and neighborhood commercial with stabilized tenant income.
Retail or office below with residential above, and other blended income assets common in urban markets.
Stabilized self storage facilities with consistent occupancy and recurring rental income. Up to 70% LTV.
Warehouse, flex, and light industrial assets with stabilized business or logistics tenants. Up to 70% LTV.
Childcare and daycare facilities with stabilized lease or operating income.
Own residential, multifamily, and commercial assets? We cash out each property on its own loan, with one team handling your whole portfolio.
Medical office, hospitality, automotive, and other special use income property on a case by case basis. Automotive and similar commercial types up to 70% LTV.
A few of the strategies that benefit most from 1 day seasoning, no reserves on most loans, and no tax returns in most cases.
Most lenders force 6 months of ownership before cash out. We can refinance and pull equity 30 days after stabilization with our 1 day seasoning offering.
Buy, rehab, rent, refinance, repeat. The refinance leg is where speed matters most. We close it fast.
Use cash out proceeds for your next deal, debt paydown, or other business and investment needs. Not for personal expenses.
Properties owned for 5 to 10 years with significant equity. Refinance pulls out trapped capital at conservative LTVs.
Share a short summary and the address. Rate, loan amount, fees, and timing often come back the same day.
Sign the quote, complete the application, order appraisal. Title and insurance kick off in parallel.
We review the deal, issue conditions, and clear them. Ready to close once appraisal and title are in.
Final docs to title. Wire may be funded the same day documents are signed.
Get a quote as soon as today.
