Useful before you
ask for a quote.
Practical reading to help you pick a loan type, know what to send, and spot details that can change a quote.
Can I Cash Out Refinance Right After Buying a Rental?
No-seasoning and 1-day seasoning cash out on DSCR and bridge loans. What applies at 1 to 4 units vs 5+ units and commercial, and how delayed financing fits.
Open the resourceWhat Happens When a Rental Property Has 5 or More Units?
Why residential DSCR stops at four units, what changes at five units, and which program lane fits 5 to 10 unit and 10+ unit apartment buildings.
Open the resourceHow Is a 10+ Unit Apartment Refinance Underwritten?
NOI, DSCR, rent roll, T-12, occupancy, and sponsor strength on 11+ unit apartment refinances. Why lenders decline above 10 units.
Open the resourceCan I Close an Investment Property Loan in an LLC?
How business-purpose loans close in LLCs, LPs, corporations, and trusts. Entity documents and personal guaranty requirements.
Open the resourceDo DSCR Loans Require Tax Returns or Income Documentation?
When DSCR loans qualify on property income alone, when full documentation helps, and what investors without W-2 income should expect.
Open the resourceWhat Documents Do I Need for an Apartment Refinance?
Rent roll, T-12, payoff, entity docs, and capital improvement history for 5 to 10 unit and 10+ unit apartment refinances.
Open the resourceInvestor Loan Fit Field Guide
Start with the property situation, then identify the likely loan lane and the documents that can change the answer.
Open the resourceA resource should change what you do next.
We write about decisions you actually face: which loan fits, what to send, where a quote can change, and how to compare options that look similar at first.