Where we close

Investment property financing,
market by market.

Coverage is only the first question. Property type, unit count, income, condition, and the plan for the asset determine which program can actually close.

Photo by Zoshua Colah on Unsplash
Current footprint

Where we currently
close deals

The map below shows our current footprint across the programs we offer. Every property still needs to fit the specific loan program, so send us the address and deal details before planning around terms.

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Click a rust-highlighted state to open its guide.

Have a deal outside this footprint?

Availability outside this footprint is limited. Send the property before planning around a Capituro program and we will confirm what is possible.

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Detailed state guides

Built around the deals
investors bring us

These are longer guides for markets investors ask about often. They are not the full footprint. The map above shows every state where we currently close, and we keep adding detailed pages as demand grows.

FL

Florida

Florida deals can look simple until insurance, condo eligibility, or short-term rental income changes the structure. We help investors sort the property into the right loan lane before those details become late surprises.

Read the state guide
TX

Texas

Texas gives investors a wide range of property types and business plans. The challenge is matching the debt to the actual tax load, rent profile, unit count, and exit, not simply finding a lender with Texas on a map.

Read the state guide
GA

Georgia

Georgia investors move between single-family rentals, small apartment properties, neighborhood commercial assets, and new residential projects. We help line up the debt with the property as it operates today and the plan for what comes next.

Read the state guide
TN

Tennessee

Tennessee deals often fall between familiar lending boxes, especially small multifamily, mixed-use, and rental portfolios. Capituro helps investors choose a structure based on unit count, actual income, and the next step in the business plan.

Read the state guide
CO

Colorado

Colorado investment property can combine strong rent demand with high values, changing insurance costs, and very local rules. A useful loan review needs the actual property economics, not a statewide average.

Read the state guide
PA

Pennsylvania

Pennsylvania has a deep supply of rowhomes, small apartment buildings, mixed-use property, and older commercial assets. The loan works best when legal use, unit count, condition, and actual income are clear from the beginning.

Read the state guide
WA

Washington

Washington deals often turn on entity ownership, condo and HOA details, and whether the income story holds in a high-cost market. We help sort the property into the right loan lane before those issues slow a close.

Read the state guide
MT

Montana

Montana investment property often sits outside the markets national lenders chase first. Capituro reviews the actual rent, condition, and business plan so secondary and growth markets get a real look instead of a quick no.

Read the state guide
IL

Illinois

A lot of lenders get nervous about Illinois, especially Cook County. We do not. Capituro is still reviewing and closing Cook County and Illinois deals when the property, income, and structure make sense.

Read the state guide