Capituro
Contact
Premier Real Estate Capital Firm

Capital to Acquire,
Refinance, and Scale.

Short term and long term financing on existing assets, including cash-out refinance, acquisition, and rehab.

See Our ProgramsTalk to a Loan Advisor
As low as
1 day
Property seasoning
Same day
Term sheets available
1-200+
Units
Flexible
Use of cash-out
Cash out right after you buy/Pull equity from a rental you own/Buy a house, duplex, or fourplex/Refinance a 5 to 10 unit apartment/Finance an 11+ unit building/Cash out on retail or self storage/Qualify on rent, not tax returns/Use Airbnb or VRBO income/Bridge a fast investment property close/Build a 1 to 4 unit rental from scratch/Close in your LLC or holding company/Step up from a fourplex to apartments/
Why Investors Choose Us

One Relationship,
Every Stage of the Portfolio

We focus on permanent financing for stabilized property you already own or are buying to hold, from your first rental refinance to a growing portfolio.

Explore Loan Programs
1

Your rental can qualify you

Many loans look at the rent, not your tax returns. If you already own rentals or are self-employed, that is often much easier than a regular bank loan.

2

Start with what you want to do

Take cash out. Refinance. Buy another property. Close quickly. You do not need to know the loan name. Your advisor matches it to the property.

3

You will know where you stand

Simple quotes often come back the same day. We tell you what we need, what it typically costs, and how long closing usually takes. Then we stay with you until it funds.

Loan Programs

Loans that match what you own

Flagship Program
Flagship

Capituro Cash Out

Take cash out of a rental, apartment building, or commercial property you already own. Most loans do not require tax returns.

$250K to $15M
Loan size
1 to 200
Units
1 day
Seasoning
Up to 75%
Max LTV
25-30 yr
Term
Single familyMultifamilyMixed useRetailOfficeSelf storageLight industrial
Program details
DSCR
1 to 4 Units

1 to 4 Unit DSCR

$250K to $15M
Loan size
1 to 4
Units
85%
Max LTV
None / 0.9
Minimum DSCR
Program details
5 to 10 Units

5 to 10 Unit DSCR

$500K to $15M
Loan size
5 to 10
Units
75%
Max LTV
25-30 yr
Term
Program details
10+ Units

10+ Unit DSCR

$500K to $15M
Loan size
10+
Units
75%
Max LTV
25-30 yr
Term
Program details
Other Programs
Speed

Bridge

$250K to $15M
Loan size
75%
Max LTV
6 to 36 mo
Term
As few as 14 days
Close in
Program details
Commercial

Commercial DSCR

$200K to $5M+
Loan size
70-75%
Max LTV
None / 0.9
Minimum DSCR
30 yr fixed
Term
Program details
Build

Residential Ground Up Construction

$250K to $15M
Loan size
90%
Max LTC
70%
Max LTV
12 to 24 mo
Term
Program details
How it works

Four steps,
start to close

Tell us about the property and we take it from there. You will know where things stand.

01

Tell us about the property

Share the basics - address, what you want to do, and a few numbers if you have them. That is enough to get started.

02

Get your quote

Rate, loan amount, fees, and timing from someone on our team. Simple quotes are often same day. Bigger or commercial loans take a bit longer.

03

We handle the rest

Your advisor coordinates title, appraisal, and insurance so you are not chasing vendors. Most of it happens by email.

04

Close and fund

Once everything is cleared, we coordinate closing. We stay with you until the loan funds.

Property Types

Property types
we like

If it produces rent, we likely have a loan for it. From a single rental to apartments and commercial buildings.

Single Family Rental
DSCR 1 unit
2 to 4 Unit
Duplex, triplex, quad
Multifamily 5 to 200
Apartments, garden style
Mixed Use
Retail over residential
Office
Class B and C, medical
Retail
Strip centers, single tenant
Light Industrial
Flex, warehouse, last mile
Self Storage
Climate controlled, drive up
Not sure if your property fits?
Special use properties and more complex situations are welcome. Send it over and we will tell you what we can do.
Ask an advisor
For property owners
Who These Loans Are For

From your first rental
to a bigger building

1 to 4 units
You own a house, duplex, triplex, or fourplex

A long-term rental loan, or cash out when you want to use equity from a property that is already rented.

Apartments
You own a 5+ unit building

Refinance or cash out on a stabilized apartment. Bridge when you need to close quickly first.

Build and bridge
You are buying, fixing, or building

Short-term funding to get to the close or finish the work, then a longer-term loan once the property is rented.

Commercial
You own retail, office, mixed use, or similar

Refinance, cash out, or buy a commercial building that already has tenants.

State Coverage

Where We Close

Highlighted states are where we currently close. If yours is not highlighted, still ask. Coverage can vary by property and loan type.

We close here
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Where We Close
Common Questions

Answers to Common Questions

Can I pull cash out right after buying a property?+
Yes. We offer as low as 1-day property seasoning on DSCR cash out refinances. You can close the refinance as soon as the prior acquisition has recorded - without the typical 6-month wait. On purchases, reserve funds often do not need seasoning either, so capital moved between accounts shortly before closing still qualifies. Mention your situation when you reach out and we will confirm what applies to your deal.
Do I need liquidity or reserves in the bank to close?+
It depends on the program. Ground up construction and bridge loans usually require cash reserves at closing. Many DSCR cash-out refinances do not. DSCR purchases and refinances sometimes do, especially on larger loans. We will tell you upfront what your deal needs.
Can I close in an LLC or holding company?+
Yes. Closing in an LLC, LP, S Corp, C Corp, or trust is standard on every business purpose program we offer. No deed transfer at closing required. You will need basic entity documents and a personal guaranty in most cases.
Do I need to provide tax returns or income documentation?+
For DSCR, residential ground up construction, bridge, and most commercial loans, no. We qualify on the property, the rent or projected income, and your real estate experience - not your personal income or job. That often works well if you are self-employed. Full documentation is still available when it produces a better rate.
Get in touch

Ready to talk about
your property?

Send the basics. We will usually get back with a quote the same day.