Financing for retail properties leased to the stores people visit every week, like Whole Foods and Home Depot, plus centers anchored by them. A fixed rate on a 30 year amortization, and no prepayment penalty.
Essential retail is the part of retail that kept its customers through e-commerce and recessions alike: groceries, home improvement, pharmacies, and the everyday stores people drive to every week. Tenants like Whole Foods and Home Depot sign long leases backed by investment-grade parents, and a strong anchor draws traffic for every other tenant in the center.
Single-tenant buildings are based on the lease and the guaranty. Centers are based on the anchor and the full rent roll, with the anchor's lease carrying the most weight. With no prepayment penalty, you can sell or refinance whenever an extension or a buyer makes the timing right.
On essential retail NNN properties, loan amounts typically range from $1 million to $30 million, up to 65% of value, with no prepayment penalty.
These are typical ranges, not a quote. Your rate and loan amount depend on the tenant, the lease, the property, and your credit.
These are typical terms. Yours depend on the tenants, the leases, and the property.
Freestanding stores and grocery-anchored centers.
Home improvement stores, including outparcels in front of them.
Centers anchored by brands like Kroger and Publix.
Freestanding stores leased to brands like Dollar General and Tractor Supply.
Freestanding drugstores on long corporate leases.
Pads in front of a strong anchor, leased to banks, restaurants, and retailers.
Brand names describe the kinds of tenants we like. They aren't affiliated with Capituro.
For investors who own single-tenant retail or a center with a strong anchor.
Get a QuoteTerms early in your identification window, and a closing scheduled to your deadline.
A fresh anchor lease can support more loan. Take cash out for the next property.
Refinance onto a 30 year amortization and a fixed rate.
No prepayment penalty, so you can sell whenever the offer is right.
The address, the tenant, and what you want the loan to do. The lease is all it takes to start.
The loan amount, the rate, and what it takes to close, before you pay for an appraisal.
Appraisal, environmental, title, and insurance get ordered and kept on schedule. On a 1031 purchase, the schedule is built around your closing deadline.
Loan documents signed and the loan funded on your closing date.
Send the numbers and the address, and we'll come back with loan terms.
